Health Bima
for
OPD bills
Not all medical issues require hospitalisation, you may need to visit the OPD to treat a minor illness or injury. During such instances, you may visit the clinic or the OPD of the hospital, get the doctor to assess the medical issue, may require a diagnosis through a lab test, and buy medicines at the pharmacy to treat the medical problem. For these services, you pay for doctor consultation fees, lab tests, and medicines.
OPD in health insurance is a term used to describe outpatient services that are not covered under regular health insurance plans.
Complete coverage for OPD expenses
Medical Consultation, Diagnostic expenses, Physiotherapy, & Pharmacy expenses covered completely at any OPD network facility.
No limits on number of OP consultations or cost per consultation.
Option to reduce PED waiting period available on opting for Gold or Platinum plan.
Here are the advantages of OPD cover in Health Insurance Policy.
Claim for medical expenses incurred without being hospitalised.
It covers doctor’s consultation fees, diagnostics charges, and pharmacy bills.
Beneficial for patients who need regular OPD visits.
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What is Covered Under OPD Cover?
The following things are covered under the OPD Cover -
Pharmacy expenses
Doctor consultations
OPD treatment
Diagnostic tests
What is Not Covered Under OPD Cover?
The following things are not covered under OPD cover -
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The cost of spectacles, lenses, implants, hearing aids, prosthetic devices, braces, and other such items.
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Facilities and activities done for one’s rejuvenation -
Routine and preventive check-ups -
OPD treatments that are done outside of India -
Pregnancy complications, miscarriages, etc. -
Except in the event of post-bite therapy, such as a dog bite, vaccination includes inoculation and immunization. -
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Infertility, sterility, and other related conditions -
Dental treatment or dental surgery