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Health Bima for Income Compensation
Hospital Cash Amount (Per Day)
The available daily hospital cash amounts under Basic plan are
Rs. 1000, 2000 and 3000/-, and
Enhanced plan are Rs. 3000, 4000 and 5000/-, and
Platinum plan are Rs.6000,7000,8000,9000 and 10000/-
With this benefit, you get a certain fixed amount of cash for each day of hospitalization. Additionally, the policy also offers cashless hospitalization facility to facilitate quality and timely treatment.
Sickness Hospital Cash
Daily hospital cash due to sickness is provided up to the hospital cash amount for the maximum number of days chosen by the insured. Under Basic plan, one day deductible is applicable.
Accident Hospital Cash
Daily hospital cash due to accidents is provided up to 150% of the hospital cash amount opted by the
insured person for the maximum number of days chosen by the insured.
ICU Hospital Cash
Daily hospital cash for ICU expenses due to sickness or injury is provided up to 200% of the hospital cash amount opted by the insured person. The maximum number of hospital cash days varies between individual and floater policies.
Convalescence Hospital Cash
In case of hospitalization beyond 5 consecutive days, one day additional hospital cash amount is provided as convalescence hospital cash.
Child Birth Hospital Cash
Female insured persons are eligible to avail daily hospital cash benefit towards childbirth after a waiting period of 2 years from the first commencement of this policy.
Worldwide Hospital Cash
In case of hospitalization towards illness or injury outside India, 200% of daily hospital cash amount subject to maximum number of days chosen by the insured person is provided.
Day Care Procedures
Expenses incurred for the specified day care treatments mentioned in the policy clause are covered up to five times in a policy year.
Hospital Admission
Hospital I.P.D.
