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Health Bima for Personal Accident
PAI covers physical loss to an individual due to an accidental injury.
​Any individual or group can be insured against accidental death or disablement caused due to accidental bodily injury.
No matter where in the world you are, stay secured!
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Get worldwide coverage against accidental death or permanent total disablement (PTD) due to an accident, with your Personal Protect policy.
If by misfortune the person gets deceased or meets permanent total disablement, we pay 100% sum insured to the beneficiaries under personal accident insurance. In the case of partial disability, a fixed percentage of sum assured is offered up to 100%.
On Death : 100% of sum insured
On Permanent Total Disablement : 100% of sum insured
On Loss of two limbs :100% of sum insured
On Loss of one limb : 50% of sum insured
On Permanent Partial Disablement : varying % of sum insured
On Temporary Total Disablement : 1% of sum insured per week subject to limit and for certain number of weeks
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Personal Accident cover is a type of insurance wherein you are a part of the contract with insurance company.
In case of any unfortunate event of partial / permanent disability, physical injuries and even death caused by accident, insurance company will pay out the compensation to you or beneficiary as soon as the claim is made.
Suppose Mr. A have bought life and health insurance for self and family.
What if, Mr.A met with an accident that left him totally or partially disabled?
As he is alive, his term insurance will not pay anything.
His health insurance policy will pay the entire medical expenses.
How would he manage household expenditure?
Disability will result in loss of income.
Personal Accident Insurance is the Only Solution.
Personal accident insurance offers:
Accidental Death Benefit:
Total Permanent Disability Benefit:
Reimbursement of accident hospitalisation expenses:
Accidental hospital daily allowance:
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