DIABETES SAFE HEALTH PLAN

An innovation policy to diabetic persons that covers diabetic, regular hospitalization & out patient expenses

Main Features

This plan is available for age group 18 years to 65 years
No Medical Screening required
Diabetic related complications for Cardiovascular/ Renal/Eye/Foot-ulcer covered from 13th month.
Sub-limits for cardiovascular complications
Donor expenses for kidney transplantation where the insured person is the recipient are payable.
Donor screening expenses and post donation complications of the donor are not payable
Dialysis Expenses covered*

Cost of Artificial Limbs are paid
Sum insured options 5 Lakhs and 10 Lakhs
Cost of Fasting and Post Prandial & HbA1C tests once every six months.
PA sum insured equal to health sum insured*
Auto restoration 100% sum insured when basic sum insured is exhausted once, during the policy period can be used for non-diabetic related hospitalization only.
Room Rent Upto Standard Single A/C. Room
Pre hospitalisation expenses covered upto 30 days at actuals.
Post hospitalisation covered upto 60 days for 7% of hospital expenses upto max 5K per claim.
Permanent exclusions applicable.
Renewals can be done life long.
Professional Fee : Surgeon’s fees, Consultant’s fees and/or Anesthetist’s fees - Paid on actuals.
Road ambulance charges payable*
24 months waiting period for any transplant and related surgery.
12 months waiting period for diabetic related hospitalisation on cardia vascular system; renal system, disease of eye, diabetic peripheral vascular disease and foot lcer

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